I was offered 2 Club 1s at 2200 a piece, but I don't want to pay that price for tickets every year. I would consider taking them if I could turn them into lower level endzone or even club 3s. Any advice would be great.
Like Username said, you cannot 'trade' for free, but it's not impossible and might still be worth it for you.
In the scenario that you outlined, the Panthers would be owed 2 x $300 for the 2 changes of ownership. If you were able to successfully find somene who was willing to move from Club 3, then have them transfer their name directly to the Club 1 seats from the person who you are buying them from (instead of you putting your name on them and then having to change ownership again a few days later - which I'm not even sure is allowed) - I'd imagine that they'd be willing to pay the $300 transfer fee since they are being given an upgrade in seats. Then you pay the $300 to put your name on the seats in Club 3.
Would that work??