That I did not know at all, cool.
Well, I feel a bit more confident now...
If he were projected as a mid first rounder, I think he'd be a lock to return to Stanford. But, in his current situation, he's the consensus #1 overall, and it's not close. Set financially or not, he'd be gambling tens of millions of dollars that he doesn't slide at all or that some other QB doesn't catch fire and bump him down. Or he could get hurt and lose all of it.
I also think too much is being made of the Harbaugh/Luck connection. They're not as tethered as it's made out.
Anyways, I'd be very surprised if he doesn't declare.