Just world fallacy:
"If you're poor you MUST be lazy and deserve to live in poverty"
"If you're rich it's obviously because you worked hard and are deserving"
No gray areas. No societal or logistically or racial barriers which might hold you back. Status quo is good enough. "If I worked hard I have no interest in helping anyone else not because I'm a shitty person but because I feel like suffering builds character."
And the same folks making these statements claim we can't think critically and have nuanced discussion. Comical.