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Credit Card Industry Aims to Profit From Sterling Payers


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17 replies to this topic

#13 Snake

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Posted 20 May 2009 - 03:12 PM

I pay my bill on time and don't carry more than a couple 100 at any given time.
What do i get!!??




It seems like we are gonna get finance charges every month or year depending on how much money they lose. Sounds great dont it. :smilielol5: Thanks for paying off your dept oh and to show our thanks you owe us 20 more dollars.

#14 Davidson Deac II

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Posted 20 May 2009 - 03:41 PM

A Google search of BOA's credit card practices reveals a lot of angry customers. Here's one site full of negative reviews.

http://www.my3cents....Bank of America

And it seems BOA is deceptive even with their banking practices.

http://www.mymoneybl...settlement.html



Bank of america has millions of customers, it stands to reason that there would be a few disgruntled ones. Even a thousand would be a relatively low number.

Now I am not saying they don't sometimes use deceptive practices, just that my experiences with them have been positive.

#15 MadHatter

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Posted 21 May 2009 - 10:47 AM

Just the opposite. Now is a good time to not worry about paying your credit card bills. No need to have good credit anymore. :)



nice attitude....another person who sees nothing wrong with not paying their debts and wanting more free handouts.

How about personal accountability. You spent the money...you have to pay it back.

#16 Davidson Deac II

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Posted 21 May 2009 - 11:13 AM

nice attitude....another person who sees nothing wrong with not paying their debts and wanting more free handouts.

How about personal accountability. You spent the money...you have to pay it back.


Relax, it was a joke. Thats why the little smiley face is there. :)

#17 MadHatter

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Posted 21 May 2009 - 12:34 PM

Relax, it was a joke. Thats why the little smiley face is there. :)



I know, just venting.

Got my ass kicked at work today...

However, the sad thing is that there are alot of people out there that really do have that attitude...if I can get away with it, then it is ok.

#18 Sheldon Wolowizard

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Posted 21 May 2009 - 11:33 PM

I was contacted last week and informed that one of my cards had it's limit lowered by 60%. I called, pissed off of course, and was told that there were things on my credit report that caused it to be reduced. The irony in this was, these were all things that were on my credit when the card was issued. I also have never had a late payment, always pay well over the min due, and haven't had any other problems since I got the card. They didn't care. The result, my card will be paid off and the card will be put away. I'm sure there will be many others who do the same thing. Good customers are being penalized for things that aren't their fault. When these good customers stop charging, there will be no one to blame but the companies themselves.