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Looking For A New Bank


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#1 JakeFlake

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Posted 25 October 2012 - 10:52 AM

I am currently with Wells Fargo and am shopping around for some banks that are better than what I am being offered. I checked out PNC and Fifth Third and may go with one of those, but if anyone has a place they like, please share. (I live in Belmont, so I am local).

In a nutshell, I am saving up for a down payment on a house and I have an online savings account with Barclays (1 percent interest, which is better than the "physical" banks offer) and am looking for a better offer on checking.

I figured I would ask you experts here.

#2 thefuzz

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Posted 25 October 2012 - 11:14 AM

Try a credit union.

If not I have used Sun Trust and been fairly happy.

Also look for non brick and mortar banks.

#3 Squirrel

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Posted 25 October 2012 - 11:16 AM

Yeah credit unions are better imo.

#4 The Saltman

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Posted 25 October 2012 - 11:27 AM

Credit Union.
I'm with suntrust tho and I am quite happy with them.

#5 h0llywood

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Posted 25 October 2012 - 11:28 AM

IF you can get into USAA that would be the way to go. I was under the impression that everyone in Charlotte (and surrounding areas) all banked with BOFA.

#6 The Saltman

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Posted 25 October 2012 - 11:29 AM

Anybody who banks with bofa should kill themselves.

#7 mmmbeans

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Posted 25 October 2012 - 11:47 AM

good luck getting any real interest on checking.

#8 Darth Biscuit

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Posted 25 October 2012 - 11:48 AM

Did anyone mention credit union? :)

Seriously, all banks suck ass.

#9 JakeFlake

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Posted 25 October 2012 - 11:48 AM

Also look for non brick and mortar banks.


Schwab Bank has a great interest rate (relatively speaking). And it is a non brick and mortar. I may go with them.

Sure as hell not going with BOA.

#10 Zcustom

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Posted 25 October 2012 - 11:49 AM

I know you're in belmont but I love Charlotte Metro Credit union. No Harvesting software scams, no bs


BOA is the debil

#11 JakeFlake

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Posted 25 October 2012 - 11:52 AM

I know you're in belmont but I love Charlotte Metro Credit union. No Harvesting software scams, no bs


BOA is the debil


I am on their website now, in fact.

#12 88 Bronco

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Posted 25 October 2012 - 01:33 PM

IF you can get into USAA that would be the way to go. I was under the impression that everyone in Charlotte (and surrounding areas) all banked with BOFA.


This.

#13 Chimera

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Posted 25 October 2012 - 03:59 PM

Credit Union + USAA here.
Made almost $70 on interest checking from my credit union so far this year. I know it's not much, but it's better than you'd get with a normal bank (unless your account has millions - do some math with Big banks' fees to see what you would need just to break even on interest)

I use USAA mostly for the long term stuff - my kids' 529 college savings plans, IRA, insurance, etc.

#14 SCP

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Posted 25 October 2012 - 04:08 PM

BofA bitches. They have ATMs almost everywhere I travel and their online banking tools are fantastic. Viva la Big Corporations!

#15 pstall

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Posted 25 October 2012 - 04:14 PM

Fomer bofa employee. Bofa online kill everyone. But for savings just find a credit union with super low to zero fees.


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