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Target Date Retirement Funds

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Posted · Report post

Anyone invest in these? T Rowe Price and Vanguard both have them for my 401k. I'm only 23 by the way and not a very savvy investor.

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Posted · Report post

Anyone invest in these? T Rowe Price and Vanguard both have them for my 401k. I'm only 23 by the way and not a very savvy investor.

I doubt this thread should be in the Tinderbox, but I'll bite.

I don't have any funds invested in any target date funds because I like to have full control of how risky or conservative my portfolio is. Plus it's hard to beat the market when investing in a target date fund. But alas, being a non-savvy investor as you claimed, you may be better off socking your funds into one until you learn more about what your investment style is and can make an educated decision on what your best move is.

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Posted · Report post

may not be a bad idea, just keep an eye on fees.

Im with liquid, i like playing the market more myself but I have a background with it.

You can set it and forget it for awhile but every quarter take a look and make sure you aren't getting burned

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