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The Official Huddle Advice Thread For Young Huddlers


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#25 Panthers Nation

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Posted 30 November 2012 - 01:26 AM

I'm going to be a cop soon...does this mean fug myself? Personally, I like the advice for women. fug the cops. Often. Namely, me.

Did you really believe everything I wrote in that freestyle?

#26 lightsout

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Posted 30 November 2012 - 01:39 AM

Did you really believe everything I wrote in that freestyle?




If I did, I would request to be shot in the face immediately.

#27 Panthers Nation

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Posted 30 November 2012 - 01:46 AM

If I did, I would request to be shot in the face immediately.

Whatever rocks your boat.

#28 Panthers Nation

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Posted 30 November 2012 - 02:12 AM

Whatever rocks your waterboat.



#29 FurdTurgason

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Posted 30 November 2012 - 06:47 AM

Keep your mpl (missed pussy list) at a minimum. You don't want to see a doable chick years from now and think about the time you coulda shoulda woulda. You want to see her and remember the time you hit that.

#30 Davidson Deac II

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Posted 30 November 2012 - 06:53 AM

My advice.

Don't take advice from someone on a message board. :)

#31 Kurb

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Posted 30 November 2012 - 07:14 AM

He's right. You have to leave a balance every month. I use a credit card to buy gas, generally around $500/month. I pay it all off at the end of the month, minus around $30-40 to leave a balance. If you just pay it off every month it isn't getting reported.

That is what I was told by someone high in the banking industry. I'm sure you'll tell me how they're wrong.



Why would I do that?

I didn't know this.
*shrug*

#32 DC Amp

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Posted 30 November 2012 - 07:23 AM

Invest in land & more land.

#33 DC Amp

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Posted 30 November 2012 - 07:23 AM

Cherish your parents while they are still alive.

#34 Hawk

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Posted 30 November 2012 - 08:33 AM

learn from other's mistakes, you won't live long enough to make them all yourself

#35 Darth Biscuit

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Posted 30 November 2012 - 08:46 AM

I can't build credit if I pay it off Every month

He's right. You have to leave a balance every month. I use a credit card to buy gas, generally around $500/month. I pay it all off at the end of the month, minus around $30-40 to leave a balance. If you just pay it off every month it isn't getting reported.

That is what I was told by someone high in the banking industry. I'm sure you'll tell me how they're wrong.

Why would I do that?

I didn't know this.
*shrug*




I've heard this too and idk if it's true or not. I will tell you this... my wife is a super tightwad... she always pays our card off every month. It hasn't seemed to ever have had an adverse affect on our credit...

Of course, we have a mortgage, car payment(s), power bills, etc. that she's always been religious about... in the 18+ years we've been married she's been late on like two payments for something and one of those was an online error by our bank.


Here's some credit tips...

http://www.nerdwalle...e-credit-score/


In general, if you have accounts in your name, and you keep them up to date and don't have late payments, your score will be fine.

#36 pstall

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Posted 30 November 2012 - 08:58 AM

Paying off full is a short term boost to the score. The key is on time payments and oldest ACTIVE card.

You can pay off each month and if you stopped using your card for a year it won't dramatically lower your score.
Part of the fico algorithim.