some of the huddlers confuse me. they downplay what other teams/coaches/owners have done. including winning and somehow defend what goes on in Carolina.
isn't the playoffs and winning in the playoffs the ultimate goal of an NFL franchise? am i missing something? is there a secret society where mediocrity is ok and acceptable?
tell me because currently my credit score isn't what it use to be and i could go apply for a REFI and get a killer rate.
And some people here do the exact opposite as well.