lol you're looking at the wrong stuff, or at least different stuff.
For God's sake, give me any substantial shred of evidence in favor of Harbaugh being an elite coach. Just one! Tell me, rayzor, what schematic ingenuity has Harbaugh brought to the NFL?
first, he's as smart as any coach in the league. not smarter than all, but as smart as anyone.
what sets him apart is his management skills. he'd be incredibly successful leading any organization because of what he does.
he surrounds himself with a great staff.
he gets his players to buy into his vision of what he wants to do.
they know what's expected of them and puts them in situation to get better.
his players are better prepared than they ever were for game days before.
his confidence in himself and his team transfers over to the players around him. they firmly believe that nobody has it better than them. in fact that is essentially their war cry.
he's taken three programs now and turned them around completely. he made them respectable and essentially dominant in their setting. he did this buy pulling out of his players what they needed to win. he constantly put them in the right situations and didn't get in their way. he guided them to wins.
is harbaugh considered arrogant? yep. is it deserved? yep. the thing is that he transfers that onto his players. he's not liked by his peers, but neither is coughlin and belichick. neither is cam, for that matter. but that's not important. what is important is doing your job. win. get your players to win. and that's what he does and has done better than anyone in the NFC these last couple years and he did it with a mediocre team.
schematically....he makes the right calls at the right times. he's not perfect, but he knows the game and he knows how to manage it. he flat out knows how to run a team. he knows how to lead. he knows how to manage.
you don't have to be the smartest coach on the field to win. you don't have to have the best players on the field to win. you do have to make the right decisions with those players and put them in the right situations and you have to get them to play above the level they might otherwise play. you have to be able to get your players to do their job better than the other team. that's what he does.