Bank of America is the devil
Posted 28 January 2013 - 03:36 PM
Fug you BOA, it's a disgrace that you sponsor my favorite football team. Bastards, rot in hell.
Posted 28 January 2013 - 03:42 PM
Four years ago those scumbags used harvesting software to try and steal money from the wife and I
Whoa they did what?
Posted 28 January 2013 - 03:46 PM
Whoa they did what?
The lawsuit also claims that Bank of America authorizes debit card transactions that will result in overdraft fees; fails to warn customers that specific debit card transactions may result in overdrawn accounts; posts debit card and other transactions in high-to-low order; and provides account balance information to customers that is not current, accurate or as advertised.
Posted 28 January 2013 - 03:48 PM
Posted 28 January 2013 - 05:18 PM
beg, borrow, steal (not really that's illegal)-do whatever you can to get an account and close yours with whatever big national bank you belong to
Posted 28 January 2013 - 05:28 PM
Posted 28 January 2013 - 06:09 PM
Posted 29 January 2013 - 12:08 AM
Posted 29 January 2013 - 12:27 AM
Credit Unions, ftw. Or... have money in your account and you needn't worry of an overdraft.
Funny story, my sister worked in customer service a few years ago for a credit union. Some guy who hated wachovia bank called one day and ask why his credit union check went thru wachovia. She told him that wachovia handles all their check processing. He got really mad, screamed at her, screamed at managment, and closed his account, and went to another credit union (which probably had its checks handled by a big bank).
Most credit unions outsource some or all of their back office operations to one of the bigger banks.
Posted 29 January 2013 - 04:09 AM
Posted 29 January 2013 - 07:22 AM
What pisses me off about it is the banks got greedy. They tried to maximize profits and they failed and cost a lot of people jobs. So now their crying "poor us, we need to charge fees, we're losing money left and right". They are losing money because they got sloppy and greedy. Cut your boards pay in half. That's a good start.
Posted 29 January 2013 - 09:37 AM
Am I missing something?
Posted 29 January 2013 - 09:40 AM
Say you had $50 in your account. You had checks/charges to clear that were $49, $5, $5, $5 and $10.
The bank would clear the $49 charge first so that the next four would generate overdraft fees...rather than the smaller ones first which would generate one overdraft fee.
Not sure if they were forced to change this practice.