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carpantherfan84

Affordable Care Act

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Some interesting quotes from this article on Yahoo...

 

 

Rarely has a government program rollout resulted in the level of disaster as the Affordable Care Act (ACA) exchanges over their first two weeks. The White House refuses to release enrollment statistics that should be easily gleaned from internal systems serving the exchange sites, if those servers actually remained up and running. On both of its two weekends, technicians spent long hours attempting to fix the myriad problems that stymie consumers, only to have the problems persist — even when site traffic should be low, as CNN's Elizabeth Cohen discovered on Monday.

Small wonder, then, that no one really knows how many have managed to actually buy a health-insurance policy through the federal exchange. The Daily Mail sought out answers from the insurance industry, and got estimates of 51,000 after one week — a pace that would have just two million people covered properly by the March 2014 deadline to comply with the individual mandate, far below the 30 million uninsured that the ACA was intended to assist.

 

Surprise!  The gov't can't do poo right.

 

 

 

 

 

Then there are the prices for the plans, which have given Americans their first taste of sticker shock from ObamaCare. The Department of Health and Human Services tried to get in front of the big jumps in premiums by claiming that the HHS-approved prices were "lower than projected," but Forbes' Avik Roy pointed out that the projections used by HHS for comparison were for 2016, not 2014. Prices for comparable coverage doubled, according to an analysis of HHS data by Roy and the Manhattan Institute. And for some the prices quadrupled.

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The Tribune's Peter Frost found that a typical user in the system — a 33-year-old single father in this case — would see his premiums "more than double" from its current average of $233 a month. But if the single dad wants his premiums to remain in range, he'll need to sign up for an annual deductible of $12,700. The average deductible before ObamaCare for this consumer would have been $3,500.

 

Nor is that an isolated example, although it's on the far end of the spectrum. In order to keep prices low, 21 of the 22 approved plans on the Illinois state exchange have deductibles of more than $4,000 for individuals, and $8,000 for families. Frost notes that the average employer-based coverage puts the individual deductible at $1,100.

 

 

Based on those figures, who exactly is this act supposed to be helping?

 

 

 

Thanks to the ACA, we have the worst of both worlds. Some consumers now have to pay enormous premiums for coverage they can't access until they pay enormous out-of-pocket expenses first, while insurers have to cover even more risk, and providers have to deal with even more red tape. When voters start paying through the nose in this system, they will soon recognize that the administration's ideas of reform are as workable in real life as their ObamaCare exchange website

 

Sounds like a great plan.

 

 

Keep in mind here partisans... I'm not blaming Obama... I'm not blaming the Dems or Pubs.... I'm blaming them all...

It's a typical half-assed attempt by our government to do something that really needed done but they can't get out of their own way, nor away from the deep pockets that own them, to do it right...

 

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http://washingtonexaminer.com/obamacare-shock-12600-deductible-40-percent-co-pay-zero-competition/article/2537200

 


-- A $12,600 deductible. CNNMoney reported that one family “found a bronze-level plan for roughly $357 a month, after their subsidy, which they could swing. But it comes with a $12,600 family deductible.”

-- Enormous rate increases. A research group found that a 30-year-old male nonsmoker “will see his lowest cost insurance option increase 260 percent.”

-- Some who already buy their own insurance are receiving cancellation notices -- and offers for expensive new policies. The Christian Science Monitor reported on a North Carolina family who had been buying Blue Cross and Blue Shield insurance for $380-a-month. “BCBS is offering them a new plan for three times the cost, $1,124.50 a month, still with an $11,000 deductible,” reports the paper.

-- A California couple said that the Obamacare policy suggested to them included a 40 percent increase in their doctor's office co-pay. “Our co-pay skyrocketed from 0 percent to 40 percent and the maximum out-of-pocket increased an additional $2,300,” according to a letter in the Fresno Bee.

-- Kaiser Health News found a lack of competition in some pockets of the country. “Eighteen percent of counties have only one insurer offering plans and 33 percent of counties have only two insurers competing.”

— There is little uniformity to premiums charged around the nation. “For instance,” Kaiser also reported, “Cigna is offering 50-year-olds one of its midlevel plans for $614 if they live in Flagstaff, Ariz. That same plan, contracting with different hospitals and doctors, will cost $428 in Phoenix and just $395 in Nashville.”

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Paying workers affects how many people businesses can hire let's do away with that job killer

Nice false equivalenacy. Also nice completely side stepping the point he was trying to make. You are good at that aren't you?

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Yeah it's not like Heath insurance is a benefit companies add to the compensation package to recruit good workers or anything, thanks for setting me straight there champ

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Yeah it's not like Heath insurance is a benefit companies add to the compensation package to recruit good workers or anything, thanks for setting me straight there champ

Yeah the point is completely over your head. Which you constantly fail to realize.

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