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Auto loan for an older vehicle from a private seller?


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#1 Doc Holiday

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Posted 06 April 2014 - 11:41 AM

Anyone know of a good place to get an auto loan for an older Vehicle? I'm looking at getting a Jeep Wrangler with all the bells and wistles(mostly just for a toy) but it's an '03 and still probably going to run me close to $12k(if I'm lucky) but my bank wont finance anything older then 7 years. so any suggestions?

 

If I were to buy this same vehicle new i'd have to shell out about $40k(I've looked) and with wranglers there hasnt been too many changes over the last 10 years really makes going for an older model worth it.



#2 pstall

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Posted 06 April 2014 - 12:05 PM

Mush is your guy.

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#3 toldozer

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Posted 06 April 2014 - 03:43 PM

I had one through pnc a few years back, they gave me a good interest rate (I think 2.75%) but the car wasn't that old. My bank WHERE ALL MY MONEY IS, said "sorry, we don't do auto loans".

#4 Panthro

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Posted 06 April 2014 - 04:01 PM

Credit union? I have two auto loans on used cars through them

#5 pstall

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Posted 06 April 2014 - 04:11 PM

I think even credit unions have a year cut off as well. I could be wrong.

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#6 ladypanther

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Posted 06 April 2014 - 04:55 PM

How many miles are on the car?



#7 Doc Holiday

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Posted 06 April 2014 - 06:15 PM

the one I'm looking at is a tricked out 03 wrangler rubi with all bells and wistles(lift, tires, roof top carry bars, lights, bumper and tow wench) really a steal of a deal for what it has, and it's got 83k on it. I honestly wasnt looking to buy anything for another month but for the asking price and package I wouldnt forgive myself for not giving it a try.

 

really wishing I found this a month fromnow and not today, because I dont think its going to be for sale long



#8 TheRed

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Posted 06 April 2014 - 07:09 PM

Just say fug it and go all in on this one.

http://www.rubitrux....icon-black.html

#9 Doc Holiday

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Posted 06 April 2014 - 07:43 PM

Just say fug it and go all in on this one.

http://www.rubitrux....icon-black.html

See if you get something like that, why would you take it off road on something rough? or heaven forbid roll it....



#10 TheRed

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Posted 06 April 2014 - 07:49 PM

See if you get something like that, why would you take it off road on something rough? or heaven forbid roll it....


Yeah but anyone who has the money to buy that could probably afford to buy something cheap just to take off road and tear poo up in. I really just posted that for a laugh though.

#11 Doc Holiday

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Posted 06 April 2014 - 08:02 PM

Yeah but anyone who has the money to buy that could probably afford to buy something cheap just to take off road and tear poo up in. I really just posted that for a laugh though.

 

naw I got what your meaning I knew that right off.

 

Personally if money wasnt an option for an off road rig, I'd trick out a Jeep Wrangler unlimited rubicon with a JK-8 kit, if I were to make one it would probably be the only one like that in NC atleast.



#12 thefuzz

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Posted 07 April 2014 - 10:12 AM

Can you just do a personal loan?



#13 I Mean He Was Found Guilty

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Posted 07 April 2014 - 10:58 AM

i got a loan through ncsecu for an 04 camry.  i didn't find anything in the documentation about a model year cutoff.



#14 ladypanther

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Posted 07 April 2014 - 09:32 PM

Try Wells Fargo or BB&T.  With vey good credit, they might do it.



#15 MrHoward

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Posted 10 April 2014 - 06:54 PM

Can you just do a personal loan?

 

i've never done it, but have been told that NCSECU would do personal loans for older cars if your credit is good.




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