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Dex

Member Since 25 Jul 2011
Online Last Active Today, 10:34 PM
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#3040242 Panthers offense vs Richard Sherman

Posted by Dex on Today, 03:51 PM

Philly is ruled out of the game already.

then our next shittiest.


#3040044 Josh Norman to start vs. Seattle

Posted by Dex on Today, 01:33 PM

54-0 Panthers.


#3038698 Leasing my first car.

Posted by Dex on Yesterday, 02:17 PM

Fine choice for a car. The 2015's seem really nice. I'm probably not telling you anything you don't know, but watch the miles, keep it in good condition and you'll be a happy Subaru leaser.

There's a couple of things I would warn about:

1.) Watch for them trying to play with the lease factor (interest rate). If you multiply the lease factor by 2400 you'll convert it to the interest rate (i.e. a .00250 is a 6% interest rate). I had a bozo salesman trying to tell me that a lease is better than buying because the lease factor was a lower number.

2.) Make sure you're still getting the car for a reasonable price. They'll blow up the price of the car in a heartbeat if they can. Keep an eye on the price of the car and make sure it's pricing is reasonable and that the dealer isn't trying to screw you with add-ons, unnecessary fees. Do your research have a price range, trade value, etc. in mind and stick to your guns.

3.) Shop your business around. Car dealers hate it, but it only benefits you. You won't get the best deal from the first place you try to do business with, but if you're persistent and can pit multiple dealers against each other, you'll get a good price on the car.

This helped tremendously thank you!


#3036249 This could be a terrible idea

Posted by Dex on 21 October 2014 - 08:26 PM

Man that first caller was a real character.




#3036217 Our starting Left Tackle

Posted by Dex on 21 October 2014 - 08:13 PM

Cam's leg could have been crushed.




#3035422 Thanks Charles

Posted by Dex on 21 October 2014 - 02:23 PM

http://www.nfl.com/v...odfrey-pick-six




#3035327 Godfrey Released

Posted by Dex on 21 October 2014 - 02:02 PM

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#3033485 Leasing my first car.

Posted by Dex on 20 October 2014 - 03:45 PM

I'm just trying to understand why you want such an expensive car?

because I have such a small penis.


#3033299 Leasing my first car.

Posted by Dex on 20 October 2014 - 02:09 PM

No, go farther away from the city but not too far.

Dealerships in city limits usually have higher property tax and higher rent so they increase vehicle prices to cover these expenses.

I live in the boonies man. No where near the city so should be good.


#3033192 Leasing my first car.

Posted by Dex on 20 October 2014 - 01:31 PM

I'm not trying to pry or to judge, but if this is the case, (and I realize you said it wasn't debatable) it sounds like you're a very temporary car user. I still think it'd be better for you financially if you could find a cheap, reliable used car.

I'm not sure what kind of area you're in, but if you're taking a train to the city, are there any other public transit options that would better suit you?

I just feel like leasing isn't a good financial decision because all your money is getting you is a temporary use of someone else's thing.

With the amount you spend on a lease, you could easily make loan payments on a used car loan and get something with money left over that you can put towards something else.

Again, I'm not trying to sound judgemental or whatever, but I just personally feel like there have to be better options out there for you.

Appreciate the feedback. However I personally like the idea of getting a new car every 3 years. I don't feel like paying off a car I really don't even want for 5-7 years. Leasing is also cheaper monthly payments.


#3032891 brenton bersin

Posted by Dex on 20 October 2014 - 11:25 AM

1- Stephen Hill
2- Brentin Bersin
3- Lamont Bryant
4- David Gettis
5- Armanti Edwards


#3026827 Gameday Menu

Posted by Dex on 19 October 2014 - 11:29 AM

Bring back neg rep. This needs to be dealt with.

:(


#3026802 Gameday Menu

Posted by Dex on 19 October 2014 - 11:17 AM

i want that beanie

I think I got it at Spencer's Gifts.


#3026795 Extremely tired of hearing about Luck.

Posted by Dex on 19 October 2014 - 11:15 AM

Lol


#3026759 Gameday Menu

Posted by Dex on 19 October 2014 - 10:57 AM

Sorry I'm so late, I'm hungover as hell. Last night was my girlfriend's birthday and got really drunk and dropped her on her face while she was doing a kegstand...

 

10724599_1448830525355984_636656933_n.jp

 

moving on. I got a queso dip in the crockpot and some tostitos scoops. 

 

LETS HEAR IT!






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