http://www.bing.com/videos/watch/video/schein-carolina-is-blue/12usz0f0 He had me going right up until the end. He made great points on Delhomme and Peppers, but I strongly disagree that we can't contend next year. I don't buy it. How you can completely count out a team in March (unless they are the Raiders--j/p) is beyond me.