I hear ya. A Master's is definitely something I would need to get my desired job. Most forensic chemists/toxicologists have at least a Masters, even a Ph.D. Becoming a college professor is also on my bucket list & most have at least a Ph.D. And no such as a "dumb reason"...most of the time.
I suppose it's better to be safe than sorry. A lot of people I know had kids right after college, some in their 20's, others now in their 30's. And every single one have said "Wait until you're ready". And I am no where NEAR ready. Just want to make sure I don't wait until it's too late...if that's even possible for a guy.