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Ideas for health insurance for players

Sheldon Wolowizard

By Sheldon Wolowizard,
in Carolina Panthers

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Sheldon Wolowizard Newbie

Sheldon Wolowizard

Posted
Posted

It's one of the big parts of the CBA. I've thought about this for a while and came up with this idea for players.

Take about 10% of their salary, pretax of course, and set it aside in a fund to cover players health insurance for after they are retired from the game. Put the money into an interest bearing account and use the interst to fund the insurance plan. When a player retires, the money that that player put into the fund is returned to him. It could be done over a period of time like a pension fund.

At 10% with 120 mil a team in player salary, it worked out to 384 million a year that would go into that fund. It could also potentially help solve the problem of players being broke 5 years after they retire.

I'm sure that there's a whole bunch of legal crap involved and it may not even be possible depending on how the fund is set up, but it's a thought.

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