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ARSEN

Just purchased my first home

34 posts in this topic

Congratulations on going through with it ARSEN, I doubt you will regret it.

Sounds like you got a great deal on your home and your loan.

I was visiting family in Mint Hill just a few weeks ago. It has grown a lot, but is still a very nice area.

Hope you enjoy it.

Thanks bud. I'm excited and scared the same time... I got wedding and honeymoon coming up so I got to plan for everything. SO much uncertainty!

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oh you'll be fine you damned foreigner.

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*college student living in apartment*

*realizes he has nothing to add*

*lurks anyway*

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congrats man. I actually was going to send you a pm today to see if you had gotten everything worked out since you'd been having issues with the builder. Never got around to it though.

I think getting cold feet is a normal thing. I felt the same way when I bought in February. Your interest rate is a lot better than mine though. Mine is 4.2%.

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also, thats a big ranch. They don't build many single story homes with that kind of square footage.

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definitely a good deal. we got ours for 15 years at 3.5 based on really good credit (and the fact that we bought a dump-ass foreclosure.)

have fun, it's an adventure!

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The builder I had issues with got fired and new builder is pretty good guy. My closing was scheduled for November 9th but I know the game since I'm an accountant so called them up on Monday and I offered to close on 31st if they'd threw some free stuff my way. They gave me $2k in extra stuff to close a week early. I have no idea how and why I got such a good interest rate but I'll take it. I called my loan officer back in early October and asked what's my current interest rate, he said 3.25% (down from 3.9% 2 months ago) so I told him to lock it up ASAP.

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also, thats a big ranch. They don't build many single story homes with that kind of square footage.

It was supposed to be 2,200 sqft but we added an extra bedroom and extended our living room by 320 sqft.

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nice man... i know the process was a nightmare for you... congrats.

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Kidding? You're wanted in 20 states...

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