A lot of you are saying that RR has a huge vet boner, but I'm not so sure.
This roster seems to be getting better, while also getting younger. Yes, we have Cotch, Roman, Cole, Edwards, etc...but there aren't a ton of expensive vets like Foxy's days here. TD, Big Money, Kalil, and maybe Stew are the only "starters" that are getting up there in years.
I'm all for sticking to the "rules", but most aren't.
If you don't have budgets done by the time they are supposed to be, hold the members of Congress/Senate/President, in contempt or something, or have them forfeit their yearly paycheck. Hold the politicians to the same standards as everyone else.
You can't make an appointment with your boss/manager? Take any and all chances to figure out how to get out of the retail business, if you can. Wages are pretty stagnant, and I don't see them rising sharply over the next 10 years.
I was kinda in your place a while back, right out of school, and needed my wisdom teeth extracted badly. I went to a small town, young dentist, that could do the extraction himself, rather than an orthodontist. Told him what I could pay then, and how fast I could pay him back.