1. We finish last in the division, take a step back
2. Offense really stalls the first half of the season and hardly produces. They show flashes in the second half with a few big meaningless games to finish around 6-10 or 7-9. We still finish 20th or worse total offense
3. Defense plays well all season with a stinker or two but still known as a respectable defense that is overworked and on the field too long
4. Cam Newton is not extended one year from right now
5. Kelvin Benjamin catches less than four touchdown passes in 2014.
You must be an absolute joy to hang around with at parties....oh wait, you never get invited to parties.