I don't get why the Punisher movies get so much crap, I saw the first one twice in the theater, lol...
Of the ones I have seen:
Guardians of the Galaxy X-Men: Days of Future Past Captain America: The Winter Soldier Iron Man X-Men: First Class The Wolverine The Avengers The Amazing Spider-Man The Punisher: War Zone Iron Man 2 X-Men Origins - Wolverine Captain America: The First Avenger The Amazing Spider-Man 2 X-Men: The Last Stand X-Men Spider-Man The Punisher The Incredible Hulk X2 Spider-Man 3 Thor Ghost Rider Fantastic 4: Rise of the Silver Surfer Spider-Man 2 Fantastic 4
Didn't see: Hulk, Iron Man 3, Ghost Rider 2, Avengers 2 (first was such a snooze fest to me), Elektra, Daredevil, Thor 2, any of the Blade films (vampires are LOL to me), or Ant-Man.
TBQH I know pretty much what to expect from Marvel movies now, and have kind of given up...
FWIW, if you're serious, my first step would be paring down all my accumulated "stuff" that I didn't really need. You could get extra cash for it, and detaching yourself from worldly things sounds like a good start for you.
As far as education goes, I'd research the hell out of scholarships, etc. If you really want to be a writer, you need to read a lot of books. You'll also probably want to have a day job until you get your feet wet.