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Just purchased my first home

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Posted

Almost got cold feet yesterday... jeez... The biggest purchase I have ever made... Is 3.25% fixed interest rate on 30 year mortgage a good deal?

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Posted

The interest rate is great...the house, price and location...no clue

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The interest rate is great...the house, price and location...no clue

Off 51 in mint hill, not far off Lebanon rd. House cost $250k. Houses across the street cost $500k and up and houses on next street cost $700k and up so it's pretty good area. My house is 3,000 sqft ranch.

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Posted

$83 a sq ft. Is that the norm out there? I'm at 4.2% and thought it was super low then

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3.25% is the ideal rate right now for a 30 fixed. I was at 6.25 and streamline refinanced to a 4.125. Its the best im gonna get right now.

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Posted

I've been getting spam mail offering 2.9%

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Posted

if u can refinance for a minimal amount of closing costs I would do it if I were you. rates will be going up in the next year or 2.

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Posted

Almost got cold feet yesterday... jeez... The biggest purchase I have ever made... Is 3.25% fixed interest rate on 30 year mortgage a good deal?

In the grand scheme that is an absurdly good deal.

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Posted

Almost got cold feet yesterday... jeez... The biggest purchase I have ever made... Is 3.25% fixed interest rate on 30 year mortgage a good deal?

Congratulations on going through with it ARSEN, I doubt you will regret it.

Sounds like you got a great deal on your home and your loan.

I was visiting family in Mint Hill just a few weeks ago. It has grown a lot, but is still a very nice area.

Hope you enjoy it.

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Posted

$83 a sq ft. Is that the norm out there? I'm at 4.2% and thought it was super low then

No, average on my street is $115 per sqft (ranges from $105 to $125)... My building company screwed up and sold me way to low... They actually tried to piss us off so we walk because someone offered $290k for our house...

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Posted

Congratulations on going through with it ARSEN, I doubt you will regret it.

Sounds like you got a great deal on your home and your loan.

I was visiting family in Mint Hill just a few weeks ago. It has grown a lot, but is still a very nice area.

Hope you enjoy it.

Thanks bud. I'm excited and scared the same time... I got wedding and honeymoon coming up so I got to plan for everything. SO much uncertainty!

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Posted

oh you'll be fine you damned foreigner.

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