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MadHatter

Member Since 30 Nov 2008
Offline Last Active Today, 09:20 AM
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#3034289 Phedopfile alert

Posted by MadHatter on Today, 06:39 AM

What the hell is a phedopfile?

 

It is a Russian pedophile.




#3034285 Leasing my first car.

Posted by MadHatter on Today, 06:38 AM

I used to work for Hendrick Automotive Group in their Finance department.  So, I had a lot of experience with the pros and cons of leasing.

 

The con is definitely that you are "renting" the car for a specified period of time.

 

However, leasing is a great option for specific types of buyers.

 

It allow you to get into a more expensive car than buying would....that is one pro, but not the main one.

 

If you are the kind of person who does not drive a ton and who wants a new car every 3-4 years, then leasing is a GREAT option for you.  Your payment is lower and in 3 years, you are often lucky to break enven on a trade-in (based on what you owe).

 

Me personally, I do not purchase expensive cars.  However, I always get a new car every 4 years or so.  So, having a car payment (with very low interest) will always be part of my monthly budget.




#3034274 What if we distributed private school vouchers

Posted by MadHatter on Today, 06:16 AM

Interesting topic.

From what I've seen in my 20+ years experience in the classroom and with the work I've done with teachers across the state, here's what I think:

Vouchers to send poor kids to a great elementary school may be useful. But it'd need to be a huge voucher. Five grand ain't gonna cut it.

Even more useful would be to spend that money on a great Pre-K program. So many of those poor kids show up the first day of kindergarten and are already way behind.

Another good use of the money is an after school program for poor kids, where they learn social skills and have someone to help with homework--the things they aren't getting at home.

For these schools in low-income areas, find the best darn principals and teachers you can find and pay them very well. Leave them the hell alone and let them work their magic. (This means relaxing some of the demands the state puts on them, which should be done for all schools in my opinion). Give money for extra teacher assistants and make class sizes smaller.

Just my opinion, based on my experience.


I truly believe that the after school mentoring types of programs are what actually may help turn things around.

Many if the low income and poorly performing kids have very little parental structure and help at home. Some a factor of parents not caring. Much a factor of parents not being around due to work (single parent homes). And, much due to parents who themselves lack the education and knowledge to really help the kids with homework or not installing the importance of an education.

We need to create programs that can successfully supplement these weaknesses. First step us money to fund them and the next step is to find a way to get the kids involved with them.

This is a tough situation, but it us fixable. And, for the sake of both the kids and the country's future it us a fix that must happen.


#3031306 When Republicans get what they want

Posted by MadHatter on 19 October 2014 - 06:43 PM

HuffPo bot is killing here you sore loser


The only person you are winning an arguement with is yourself.


#3030462 changes need to come

Posted by MadHatter on 19 October 2014 - 03:43 PM

But firing OC Shula is a logical mid-season decision!

Also, RR was in hot water last year before Giants game and then he became Riverboat... let the heat get hotter under that seat and we may get riverboat back!


But the real issue this season is the defense.


#3030307 Is this the least Talented Defensive Unit in the NFL?

Posted by MadHatter on 19 October 2014 - 03:25 PM

The answer is a resounding NO.

But, it is tge least talented secondary in the league.


#3029750 Ron Rivera isn't just a dumbass, he's also apparently a wimp.

Posted by MadHatter on 19 October 2014 - 02:33 PM

So our coach is a pussy for not trying to kick the ass of a ref who makes a bad call ?

Yep...we do have the fuging dumbest fans on the planet posting in here.


#3025602 Percy Havin to Jets! Wow!

Posted by MadHatter on 18 October 2014 - 05:34 AM

I swear it's like the Jets are trying to build the ultimate Madden offense if it's still 2009-2010.

Vick, Chris Johnson, Harvin. SO EXPLOSIVE.


But, with Rexy and Geno, they will still suck.


#3025601 Percy Havin to Jets! Wow!

Posted by MadHatter on 18 October 2014 - 05:33 AM

Russell Wilson's contract is the reason.


Been reporting that he has has physical altercations with multiple team mates in the locker room and he has major anger management issues.

This is why....not worth the headache as he was really not delivering on the field.


#3025328 Percy Havin to Jets! Wow!

Posted by MadHatter on 17 October 2014 - 06:08 PM

Rapaport says there's no guaranteed $$$ owed to him so y'all crying about the money need to recognize BRUH


We don't have the cap space nor should we pay a $10m per year number for Harvin. Guess we should trade for him and then cut him because he us not worth that much...why do you think Seattle is willing to eat so much cap space to deal him? BRUH!!!!!


#3024487 First Case Of Ebola Diagnosed In The U.S.

Posted by MadHatter on 17 October 2014 - 06:39 AM

So Obama's decision is to NOT ban flights from West Africa because people will just lie about where they came from and fly through a European city.

 

I can give some logic to this statement.  However, it is NOT good enough.

 

Ban all flights from West Africa AND refuse entry for anyone flying under a West African passport.  I am sure that there are some people who are under other passports in West Africa (although I could not imaging why a person not from there, who is not an aid worker, would visit that region right now).....but, this damn sure would eliminate a hell of a large % of the potential risk.

 

Belize gov't....refuses to let us use their airport to protect their citizens.

 

Obama....have airport personnel screen passengers who have already arrived in the country

 

God this whole thing has been botched from the start.




#3021715 Kelvin Benjamin Still Looks Boom or Bust

Posted by MadHatter on 15 October 2014 - 07:15 AM

There actually is some validity and accuracy to what the article said:

 

KB does have some weaknesses in his game....his lack of elite speed and long stride will limit some things that he can do.  He does not posess the speed to get a lot of separation in the NFL (like Megatron, Julio Jones, etc do). 

 

With his size, strenght, and hand size....he has the ability to become a fantastic posession receiver.  But, to really get the most out of him, he needs to be paired with a WR corps that has some speed on the outside (let them stretch the field and open up the middle and sidelines more for KB).  If we do that, I really see him as an Anquan Boldin kind of player (but maybe even better).

 

Here is to hoping that the Panthers add that weapon in the WR corps to truly maximize what they have in KB.




#3019510 Hurney losing his poo on radio right now.

Posted by MadHatter on 13 October 2014 - 05:44 PM

Funniest part of this thread is that some of you ACTUALLY care what Trent freakin Dilfer thinks.  They guy has been irrelevant his entire career




#3009709 Cam v. Luck - The "Build Around" Philosophy

Posted by MadHatter on 11 October 2014 - 07:29 AM

Can is a hell of a QB....and Luck is a hell of a QB.

Some of you douchebags need to get over it.


#3009261 Bengals Fans Predictions

Posted by MadHatter on 10 October 2014 - 06:14 PM

the bengals are a top 3 team in this league… we are not even top 10. they have every right to predict large win margins.


Actually I am not as sold on Cincy.

They did beat a good team in Baltimore...but it was a division game.

They then beat two awful teams in Atlanta and Tenn.

They then played a good NE team and got their ass kicked.

Season is still too young to really know much about some teams.




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