As long as Tepper continues to trot out there a losing duo in Marty and Ron Rivera, I can blame him.
Marty's record is as clear as glass, Ron's has a bit of a film on it, but you can still see the record pretty clearly.....and that was with the majority of his tenure having a world beaters at QB, and at MLB on the other side.
It's simple really. Tepper chose to keep Marty and Ron, the results were pretty much what anyone who has followed the Panthers for any amount of time could have told you they would be. An average team at best.