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Christmas Clubs / Layaway / Banks? Help!


Carolina Mike

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I remember my grandparents use to do this. Has this fallen out of practice in this new "credit card" world? I was at K-mart today with my son looking at toys to see what is on his Santa list. K-mart seems to be the only store that does Layaway. As I bought him a new cheap toy (so he would not know why we really went) I noticed the K-mart Christmas Club card. I had to ask before the memories of my grandparents flashed into my mind. I will do the Layaway this year but I really think I'm going to start a Christmas Club Card for next year.

My bank Wells Fargo does not offer any Christmas Club Account anymore. Plus a quick google search at 0300 (mt) did not find any Banks either.

Does anyone know of any other banks that do?

Is this a good idea?

Any war stories that can help?

Do any of you have/do this for Christmas?

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