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Capital One took money out of my bank account without authorization...


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#1 ARSEN

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Posted 04 March 2013 - 10:36 PM

What a fugers...

I always scheduled my payments through their website but start this month my fiance start managing our joint account so she scheduled a payment through ACH and nothing was scheduled on Capital One website. The fugers received ACH payment for my monthly statement plus they drafted the same amount again through their website without my authorization. I called them and they pretended like they have no idea what's going on... They said refund will take up to 2 weeks...

Lesson learned... do not give credit card companies ur bank account.

#2 jasonluckydog

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Posted 04 March 2013 - 10:50 PM

Lesson 1: Get rid of Capital One immediately, the worst bank in the world.

#3 ARSEN

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Posted 04 March 2013 - 10:57 PM

I'm actually think about doing that. Should I go Chase or Citi?

#4 Panthro

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Posted 04 March 2013 - 11:09 PM

amex

#5 ARSEN

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Posted 04 March 2013 - 11:13 PM

amex


My company uses Amex but not everyone accepts it... What are pros and cons?

#6 Panthro

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Posted 04 March 2013 - 11:18 PM

They are one of the best cards for consumers...use your debit card wherever doesnt take amex. They aren't going to be big ticket items anyways if the only take mc/visa.


They have a couple different types. I have the costco and gold...no spending limit on the gold I just buy big ticket items on it that I would pay cash for....but I use it and pay them off for the points.

I also have a usair mastercard. I get priority checkin/security lines/boarding, a couple $99 buddy passes, and a free ticket when i joined.

#7 ARSEN

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Posted 04 March 2013 - 11:31 PM

It just hit me... My fiance is a costco member and she has Amex... duh.

#8 Panthro

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Posted 04 March 2013 - 11:34 PM

combine and you can save at the pump too

#9 ARSEN

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Posted 04 March 2013 - 11:39 PM

Yes, thanks Panthro!

#10 Hawk

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Posted 05 March 2013 - 01:39 AM

Costco always has the cheapest gas around here...throw in the AMEX cash back...sweet deal and well worth the extra drive to get there for me.


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