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Delhommey

Member Since 24 Nov 2008
Offline Last Active Yesterday, 05:56 PM
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#2856837 Post Office ....and Bank?

Posted by Delhommey on 18 July 2014 - 11:46 AM

I'm being honest here, and possibly naive, but who doesn't have access to affordable banking and check cashing?

 

Now the loan side of things, that's different.

 

Generally poor people with no credit or bad credit. At one time this is me.

 

I was once out of work for 4 months as a youth and just ran out of money. My bank (Wachovia) had an overdraft protection system, so I used it as a line of credit cause I didn't have another resource. I did odd jobs here and there to make some money and would faithfully pay $10 or so to the bank to show I was a client in good standing.

 

Finally I found work, and when I got my first paycheck I went straight to the bank to happily cash it, and pay off the $160 or so that I had outstanding with them.

 

When I got there, they told me they had closed my account and I'd have to talk to the personal banker. The Personal Banker then told me they had closed my account and reported me to whatever the governing body is so that I could not open a bank account for 7 years. She was gleeful in telling me this.

 

Realizing this was not a person I would get far with, I asked if I could at least cash the check so I'd have some money and could pay my debts. She told me "We don't cash checks for people walking in off the streets (at the time I'd had an account with them for 10 years)" and she sent me away.

 

Now this story has a happy ending as my parents had their mortgage with Wachovia and were able to find somebody with an ounce of sense (hard to find with banks) who re-opened my account and let me pay off my $160 debt.

 

That being said, if I had not had middle class parents with a Mortgage with Wachovia, and had I not fought the first person I ran into, I would be one of those people having to use a check cashing service. All for an outstanding debt that was never over $200 that I paid regularly on and paid off in full after 4 months.




#2856675 Obama power grab greatest threat to constitution in US history

Posted by Delhommey on 18 July 2014 - 10:15 AM

Meanwhile, as the Supreme Court rules that a narrow sect of Christianity is the only one corporations can enforce upon their employees.....




#2856612 Post Office ....and Bank?

Posted by Delhommey on 18 July 2014 - 09:48 AM

Oh and:

 

“If you lend money to any of my people with you who is poor, you shall not be like a moneylender to him, and you shall not exact interest from him."

 

Thanks for the input, God! Sorry we're going to have to ignore you on this one, cause it doesn't fit our agenda.

 

 




#2856605 Post Office ....and Bank?

Posted by Delhommey on 18 July 2014 - 09:45 AM

Another election coming up, hmmmm, what can we try to give away this time to attract voters?

 

We are the US Government, you need us, you really do, let us count the ways.  We don't fix problems, we now annex problems.  You can't trust a bank, you know you can trust us, (that was hard to write with a straight face), so come on in. 

 

You go to our public schools, but end up too inept to do anything for your self.  Our policies over the decades have destroyed generations of traditional families, but who needs em.  We will get you food, housing, medicine, doctors, education, banking, transportation, etc., and maybe even laundromats.  Just keep us in office because as you can see, we are giving you the most and contrary to any horrible teaching you might have heard about liberty and the pursuit of happiness, it is all about us.  Keep us here and you may live a horribly unfulfilling life, but it will all be made better just knowing that we care.  You will NEVER rise above in this life either, but that too won't matter, because we care.

 

We do everything better, we are like Wal Mart, we will eventually "sell" everything from DC.

 

So you'd rather grandma not have a choice but to give Bank of America her mattress money so they can go play craps with it?

 

I mean to me the best solution is to re-segregate banks between savings banks and investment banks again, but of course that will be taken as communist Satanism.




#2856169 Ranking the NFC South QBs

Posted by Delhommey on 17 July 2014 - 09:06 PM

That site design...

MY EYES! The googles do nothing!


#2856162 Post Office ....and Bank?

Posted by Delhommey on 17 July 2014 - 08:59 PM

The Bible actually strictly forbids predatory and high interest lending so Conservative Christians should be all for this!!!


#2855778 Malaysian airlines lost contact with another Jet

Posted by Delhommey on 17 July 2014 - 03:53 PM




#2853648 Hornets sign Lance Stephenson to 3yr/27m contract.

Posted by Delhommey on 16 July 2014 - 08:27 AM

Hairston and now Lance?

157cc8b19227406588604a77a487bfd7653baace


#2853636 Hardy found guilty

Posted by Delhommey on 16 July 2014 - 08:21 AM

Man with all these guys hating vagina so much, I should move to North Carolina.


#2853131 Praise supply-side Jesus

Posted by Delhommey on 15 July 2014 - 10:21 PM

A long haired homeless guy who espoused socialist ideas and slept in a cemetery would be against universal healthcare.

Ok.


#2852955 Hardy court thread : for all things that happen in court today

Posted by Delhommey on 15 July 2014 - 09:27 PM

Never seen it. Though I have served dozens of jury duties over the years.


Not being able to get out of Jury Duty 24 or more times would not be something I would admit to anyone.


#2852864 Hardy found guilty

Posted by Delhommey on 15 July 2014 - 09:10 PM

out of curiosity, does this at all void is franchise tag contract and the panthers can out right release hardy without owing him a dime. Not saying I want that to happen just want to know what the panthers options are.


No, but Carolina would get a cap rebate for whatever time he's suspended for. Most likely that's about $3 million, so it's something, but not an amount that can be counted on till later in the season due to appeals.


#2852769 Hardy found guilty

Posted by Delhommey on 15 July 2014 - 08:44 PM

If he appeals and goes to a jury trial then the jury will decide. Until then he is guilty as charged.

Until then saying that a judge purposely made the wrong decision based of what evidence you have gathered via social media is dumber than dumb.

And yes, that is a blanket statement.


#2852728 Hardy court thread : for all things that happen in court today

Posted by Delhommey on 15 July 2014 - 08:32 PM

"Objection your honor! Witness used more than 140 characters."


#2852661 Hardy court thread : for all things that happen in court today

Posted by Delhommey on 15 July 2014 - 08:15 PM

"Based off the Tweets I've seen, I don't see how they could convict him!"

How is this a thing a person can type?




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