In this thread, people that had it "rough" getting to where they are at wish it to stay hard and troublesome for other people in the future because "they themselves" had to go through it, so everyone else should. Basically the "Madhatter principal" . Damn that theory of making things better for your children and their children. I don't think 10% is a ridiculous number, honestly. It doesn't really help you pay it off quicker, but it helps you budget better and make it basically like a utility bill each month. Lets you handle unexpected things in your life and also helps you keep your credit high, which will let you borrow for mortgage and car loans, which in the end, will help the economy and tax base more this way.
And before some clown comes in acting like I don't have an education, you would be wrong, as I have a job and I'm comfortable and yes my loans are almost paid off.
I do agree with the statements that people need to pick their major with a little more seriousness. I'm not saying stray from a major that just makes less money, I'm saying stay away from a major that won't get you a real job. We still need positions filled in the country where a college education is needed but yet doesn't pay a ton. The 10% would also help those. But yes, the ones that get degrees that have absolutely 0% chance of landing them a job definitely is a waste, I agree. Some people think everyone should get six figure job salaries, well what happens to all the other roles in the country?