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Half a season in 2011 instead of none at all.

thunderraiden

By thunderraiden,
in Carolina Panthers

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bleys Newbie

bleys

Posted
Posted

When it comes to insurance, you can insure anything and anyone.

Yes it comes at a higher cost than non pro athletes.

Insurance is very customizable.

I sell insurance. but okay.

yes, JLO can insure her ass.. a hand model can insure their hand.

but even if we hypothetically say Mr Football player walks up to BCBS and talks to the higher ups about handing them $5,000 a month, they will still decline any coverage needed that is a result of playing that sport..

making the insurance useless in all cases for these players we are talking about...

was just stating a fact...

And anyone paying $55,000/year for health insurance might as well cover themselves... that kind of money adds up when you can't use it for injuries that occur on the field.. (game or practice)

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panthers55 Grand Master

panthers55

Posted
Posted

I sell insurance. but okay.

yes, JLO can insure her ass.. a hand model can insure their hand.

but even if we hypothetically say Mr Football player walks up to BCBS and talks to the higher ups about handing them $5,000 a month, they will still decline any coverage needed that is a result of playing that sport..

making the insurance useless in all cases for these players we are talking about...

was just stating a fact...

And anyone paying $55,000/year for health insurance might as well cover themselves... that kind of money adds up when you can't use it for injuries that occur on the field.. (game or practice)

So what happened to universal coverage and no preexisting conditions that were voted in by congress. I thought those issues would go away.

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bleys Newbie

bleys

Posted
Posted

So what happened to universal coverage and no preexisting conditions that were voted in by congress. I thought those issues would go away.

well, we will see how that works out.. I'm actually getting out of the insurance biz and opening up my own business in a few weeks.. so I've not kept up with the new health care plan that was passed..

But from what few points I can make.. here they are...

There were 3 things to point out iwth the new plan.. 1) people cannot be declined due to pre-existing conditions. 2) people cannot be canceled due to use of their insurance (believe me, relevant.. if you have BCBS, they can and have dropped coverage to people.. YES, YOU FOOLS WITH BCBS INDIVIDUAL PLANS NEED TO LISTEN TO ME WHEN I'M SELLING YOU poo.. lol) and 3) everyone will be eligible to apply for the federal health plan that exists to federal employees..

so.. 1) irrelevant to anyone considering you may not be declined for coverage but that doesn't mean you can afford to pay $1500/month because you once had a heart attack. not being declined is a f**king joke when you can't afford your insurance. and that doesn't mean they will cover your pre-existing condition. they can and will put a rider on there which states anything pertaining to such and such condition will not be covered for "x period of years" or "ever"...

2) same as above.. they may not drop your coverage, but they have tier systems which will place you in a different tier if you have a heart attack or cancer.. utilize the insurance... they move you to a different tier and you're now paying $1500 - $2000 a month.. no they didn't cancel you, but you're about to cancel them because you can't pay...

3) for people who cannot afford healthcare from a private source, you will be able to join the Federal BCBS program (if BCBS is who they still use)...

---------------------------

from what I understand these are the 3 main (if only points) to the new health care bill.. it was only to get a start on things instead of bickering over the smaller details without anything passing...

the 2nd bill (which I don't know the status of), should be more detailed, and if anyone thinks we are accomplishing ANYTHING with this thing, only a 2nd bill will really mean poo.. the 1st one doesn't mean poo..

---------------------------

also, I'm not sure how quick these bills will go into effect.. I heard not right away...

oh, and NONE OF THIS HELPS PROFESSIONAL ATHLETES EITHER.. lol..

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