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Leasing my first car.


Dex

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I'll be leasing my first car in a couple weeks. No more Daewoo Lanos thank the lawd. Any help and advice would be greatly appreciated.

I'm looking at the 2015 Subaru Legacy 2.5i limited but I may have to go for the premium to save some money. AWD and 36 MPG highway is nice.

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Why lease?

I always figured there were too many catches in the contract and you're just borrowing someone else's property for a while.

 

Lease is a great way to go if you do not drive much.  That said I would never a lease a car because I drive a lot.  I like to go fishing, play sports and etc.  I usually drive 15k-18k a year so leasing option is not for me.  If you stay below 12k a year then leasing might be a good choice.

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You might want to read this

http://auto.howstuffworks.com/buying-selling/how-to-lease-a-car.htm

Leasing a car... it's a rent... u will never own it. Buying a car... you pay for it for 5 years and it's yours.

I know the difference between a lease and financing. Also the cars I want can't be paid off in 5 years. If you don't have any experience with leasing or anything to contribute then kindly take your leave. Thank you though.
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Less. I work from home and take the train to the city.

 

I'm not trying to pry or to judge, but if this is the case, (and I realize you said it wasn't debatable) it sounds like you're a very temporary car user. I still think it'd be better for you financially if you could find a cheap, reliable used car.

 

I'm not sure what kind of area you're in, but if you're taking a train to the city, are there any other public transit options that would better suit you?

 

I just feel like leasing isn't a good financial decision because all your money is getting you is a temporary use of someone else's thing.

With the amount you spend on a lease, you could easily make loan payments on a used car loan and get something with money left over that you can put towards something else.

 

Again, I'm not trying to sound judgemental or whatever, but I just personally feel like there have to be better options out there for you.

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