Just totaled my car.

[Floppin]

Well, as it turns out that stupid woman's insurance policy had canceled on November 15th. So I have to file it all through my own policy under my "uninsured motorist" coverage.

[Darth Biscuit]

Not that you will or won't but can you sue her because of that?

[Floppin]

Not that you will or won't but can you sue her because of that?

I don't know, I'm going to talk to my lawyer on Monday. But I'm under the impression that my insurance company will come after her for the total and I don't think it will hurt my premium. It better fuging not or I will sue the poo out of her.

[Happy Panther]

Not that you will or won't but can you sue her because of that?

I didn't scan the whole thread, but did the police give her a ticket or was it deemed to be mutual fault?

[Herbert The Love Bug]

you need a criopractor I think. My mom's studied medicla junk so I know

[Guest Hornets 2.0]

You fuged up. Should've laid motionless & took an ambulance ride. And never sign poo from the insurance co.

[Floppin]

I didn't scan the whole thread, but did the police give her a ticket or was it deemed to be mutual fault?

You fuged up. Should've laid motionless & took an ambulance ride. And never sign poo from the insurance co.

I never signed anything.

And HP, it was her fault. If you had at least read the OP you would have seen that. But yeah, she got a ticket for failure to yield right of way.

[Anybodyhome]

Your insurance company will go after her. You need not get involved in all that. That's why you pay insurance...

[Happy Panther]

I never signed anything.

And HP, it was her fault. If you had at least read the OP you would have seen that. But yeah, she got a ticket for failure to yield right of way.

I read it. My wife was in a very similar accident and the cop wouldn't assign fault which was why I asked.

[Floppin]

I read it. My wife was in a very similar accident and the cop wouldn't assign fault which was why I asked.

What? How? Why not? The woman made a left hand turn from the opposite side of a divided highway right into my path. I can't imagine an officer not assigning fault in a situation like that.

[Guest Hornets 2.0]

I never signed anything.

And HP, it was her fault. If you had at least read the OP you would have seen that. But yeah, she got a ticket for failure to yield right of way.

Insurance companies will sort it out. You'll get compensation for your vehicle & her premium will sky rocket. Nothing really you can do, not that you need to anyway.

[logic1977]

The only issues you will have will be if your uninsured coverage exceeds your medical bills. At that point you can sue her for the difference. But even if you wi. The likelyhood of collecting is very low. She can just file bankruptcy.

[AppStatePanther]

If your uninsured coverage pays your medical and you get a new car, suing for more money from a new mom would be pretty crappy.

[Anybodyhome]

The only issues you will have will be if your uninsured coverage exceeds your medical bills. At that point you can sue her for the difference. But even if you wi. The likelyhood of collecting is very low. She can just file bankruptcy.

You pay insurance to take care of these things. Let them do the dirty work. You do not need to sue her, you pay insurance premiums so your insurance company can pay their army of lawyers to get what your insurance company needs to take care of you.

You also got it backward- there is likely a lawsuit coming if his medical bills exceed the coverage limits, not the other way around, as you stated.

An insurance policy is nothing more than a retainer for financial and legal services- that's what you pay for, let them earn it.