Car.Accident Question

[CarolinaAllDay]

On my way to school this morning I got rear ended at a red light right in front of it. I got hit, then got smacked into the other lane and rear ended again. This is the 2nd major accident my cars been in over the last 13 months. Last accidents cost to fix was 15k all said and done. The man at the bodyshop said from looking at it he thinks it will be around 8-10gs. What are the chances my car would ge totaled out? Although its been a safe car in the 2 accidents, I just dont feel its safe to drive anymore. If I go to sell its sure to be worth poo if I go to sell. Wat do?

[g5jamz]

Pretty sure it's not your call on whether it's totalled out or not. If you're someone that trades in for new cars or sells them (versus someone like me that drives until wheels fall off), then you should get it fixed and get what you can out of it.

[Jbro]

Depends how much your car is worth.

[Mrs Pantherfan]

it's the insurance company's call on whether it's totalled out or not....i'm sure there are ways to make it more ...um damaged...but not sure on what those would be

[CarolinaAllDay]

Pretty sure it's not your call on whether it's totalled out or not. If you're someone that trades in for new cars or sells them (versus someone like me that drives until wheels fall off), then you should get it fixed and get what you can out of it.

Yea I know I dont have a say. I was just seeing if anyone had a similar experience or works in the field that can put in .02. Chances are its gonna end up getting fixed, I owe 12 on it and after the 1st accident I only could get 12 on a trade in.

[Inimicus]

The insurance co has a vested interest in making sure that the car is safe for future use. The lawsuit from them refusing to total it and something tragic happening would be astronomically more expensive than just writing the car off now.

As a rule I don't trust those bastards any further that I can throw their office building, but I'd think that if they paid to fix it you could be comfortable in the fact that the car was ok to drive.

[panther4life]

Yea I know I dont have a say. I was just seeing if anyone had a similar experience or works in the field that can put in .02. Chances are its gonna end up getting fixed, I owe 12 on it and after the 1st accident I only could get 12 on a trade in.

Whats the year,make,model and miles? Nobody can possibly give you an indication of whether or not its totaled without that pertinent info.

[Mrs Pantherfan]

how hard did they hit it from behind :)..but seriously

[Mvp2014]

Tell your agent that the car doesn't feel the same and sometimes you hear a noise in the back when you turn hard or hit speed bumps.

[MikeMGM]

Shop around and get the highest estimates you can ;)

[Zcustom]

Shop around and get the highest estimates you can ;)

No need to shop around, just go to Wilburn

[88 Bronco]

Look up the blue book value of the car. If the repairs exceed 80% of the vehicle's value, it'll be totaled.

[car5nc]

Insurance Adjuster here. Other posters are correct. Whether or not your car get totalled out depends on book value of car vs. total cost of repairs. Once the repair cost hits a certain threshold ( 75% of cars value usually ) it will be totalled. If not totalled you may want to ask about getting a payment for diminshed value of vehicle( especially if this is 2nd major wreck involving car). Not all companies do this though. ZCustom is right... Use Wilburn.

[CarolinaAllDay]

Thanks for the imput everyone.

Its a 2009 Honda Civic Si 4 door. 61,000 miles. I have all state, and what is this deminished value payment you speak of?