Fug you, BofA

[Ja Rhule]

I used em only to pay my credit card bill... Tried to deposit some cash for 5 days and ATMs dont work, website don't work... I'm so changing my direct deposit to local credit union.

[Davidson Deac II]

Fwiw, the website being down for this many days would bother me a lot more than the 5 bucks a month for a debit card.

My guess is that they probably released new code for their web stuff, and screwed it up. Heads are likely to roll over this one.

That being said, I use both wachovia wells, and a credit union for banking. The credit union's site goes down a lot more than wachovia's. The Credit Union has 3 employees in IT, and if there is a problem at night, sometimes they don't fix it till the morning.

[Jackofalltrades]

Never had any kind of problem with the SECU.

[GentlemanJack]

Never had any problems with SECU either

[Ja Rhule]

Fwiw, the website being down for this many days would bother me a lot more than the 5 bucks a month for a debit card.

My guess is that they probably released new code for their web stuff, and screwed it up. Heads are likely to roll over this one.

That being said, I use both wachovia wells, and a credit union for banking. The credit union's site goes down a lot more than wachovia's. The Credit Union has 3 employees in IT, and if there is a problem at night, sometimes they don't fix it till the morning.

Yea, I don't care about $5. I will pay that for the convenience. Their site and ATM services being down for that long is very inconvenient.

[Carolina Husker]

Just tried the mobile app. No issues for me.

But I'm on that super expensive, not everyone can afford it, condescending douche plan.

If you have the means, I highly recommend it.

[charlotte49er]

There isn't a bank in Charlotte that worth a ****!

Credit Unions are far better down here. The BIG reason I quit the Coastal Credit Union (IBM) was that they only had one office here in Charlotte. Also, unless you used their ATM machine, you got charged fees except at the green kiosks out in the parking lots.

I'm back with BB & T for now. (eh) Once I get my Workers Comp settlement, it's going to a credit union and some kind of investment company. ( I have been looking at the Military Credit union.)

[pstall]

Give credit unions about a year and they will squeeze you too.

[Chimera]

lol @ bank of america's infinite fees.

today i got a letter from my credit union saying they'll cover any overdrafts up to $750. i was thinking about withdrawing all but a dollar and spending $751 to see if its true.

all my atm fees get reimbursed. and they still count towards my cash rewards total.

[Chimera]

Give credit unions about a year and they will squeeze you too.

been with mine 12 years now.

[Kyle82]

been with mine 12 years now.

Been with mine....two actually....for over twenty years. The only thing that I have ever been charged for is my safe deposit box and my check printing.

[Davidson Deac II]

Give credit unions about a year and they will squeeze you too.

Probably not. The new legislation that restricted fees banks and credit unions could charge retailers only affected big banks. Smaller banks and credit unions can still charge larger fees to retailers. I don't understand the logic behind that at all, but it is what it is. :)

[Carolina Husker]

Since we all love the idea of knob-gobbling credit unions as though they're infallible, let's remember that most credit unions are allowed to cross-collateralize credit card accounts with automobile loans, mortgages and personal loans as well as checking and savings accounts. If you default on your credit card, they can repossess your vehicle or freeze and levy your bank accounts.

So there's that.

[Hairless Cat]

Bank of america is freezing it accounts by default- they are in big financial trouble and if you dont recognize that and get your money out now - you may be waiting a while when they finally go under and the feds have to cough up the FDIC payments to you.