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"Wal-Mart will cash our checks for $3!"


fitty76

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this is what you don't understand .............sometimes not having a bank account IS the smart thing.

If you don't like banks, why not use a credit union?

Besides many companies insist you have a bank account because they don't pay by check anymore. In truth, I haven't received an actual paper paycheck since the 80's. Thats when the Navy switched to direct deposit. Everything since has been direct deposit. I would hate to have to go through the hassle of getting a payday check cashed on payday. Its so convenient to just to to the atm on payday and the money be in there. And it doesn't cost me anything.

I have a friend who feels as you do that having bank accounts is a bad thing. He actually drives around on paydays paying his bills in cash. Spends 10 bucks a week in gas just paying his bills. Add that to the 3 bucks for getting his check cashed, and its over 50 bucks a month he waste imo. Not to mention all the hassle and time wasted.

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