Hurricane Helene thread - Not a football thread but y’all be safe *keep politics, conspiracy theories, and and tinderbox squabbles out of this*

[CRA]

3 hours ago, LinvilleGorge said:

Just got off the phone with insurance adjuster. They're going to use every bit of fine print to deny coverage of everything. That tree down that is going to take out the fence when the limb holding it up snaps? Well, it hasn't actually hit the fence so that won't be covered. So I just need to wait for it to finish falling? No, you have to mitigate that. I've noted you saying that it hasn't hit the fence yet so that unfortunately will not be covered. You driveway? That was caused by a flood. Not covered. What about the portion of the driveway that wasn't flooded that was just eroded by runoff? Still a flood, not covered.

Cool. I'm cancelling every bit of insurance I carry that isn't required by my mortgage company for the house and the state of NC for vehicle liability. I won't pay an additional dime. Gonna be awesome paying these rate hikes on the backend of this for nothing.

Did you watch that 60 minutes episode last night?   It was story of last's year hurricane and what the insurance companies did then.   

Moral of the story was basically they intentional fug everyone with a major disaster.....because the math says most people will roll over and take it. 

[Panthers Fan 69]

1 hour ago, LinvilleGorge said:

This is the parking lot at Western Piedmont Community College. The power companies are using it for a staging area. They're absolutely busting their asses. They deserve a lot of credit. Still expecting to probably be out of power here at the house for several more days at least but we're fine. Generator is humming along.

Read in an earlier post you live around exit 105 on I-40. I grew up playing silver creek right there 25 years ago. Fun area. 

[jayboogieman]

4 minutes ago, CRA said:

Did you watch that 60 minutes episode last night?   It was story of last's year hurricane and what the insurance companies did then.   

Moral of the story was basically they intentional fug everyone with a major disaster.....because the math says most people will roll over and take it. 

I posted the Youtube video of that earlier in this thread and the one in the lounge.

[Basbear]

 

Insurance scum- "It was an act of god, thats not covered.....sooo sorry!"

[mrcompletely11]

If anyone gives a fug but........

 

Our group has been giving the okay to go to Canton on Sunday with supplies and that seems to be our outpost.  We should be able to do 3-4 trips a week.  Why Canton I have no clue but at least it gets us in the area.  Sunday seems like a lifetime away for those folks up there but I have to assume there is a method to the madness.  Items that were requested

• Cleaning supplies
• Food staples
• Fuel for generators
• Shovels
• Work gloves
• Contractor trash bags

We hooked up with a local church and we are taking close to 3000 meals up there as well.  For who I havent a clue but seems like everyone is trying to do something which makes me really happy in 2024

[Panthers Fan 69]

7 minutes ago, mrcompletely11 said:

If anyone gives a fug but........

 

Our group has been giving the okay to go to Canton on Sunday with supplies and that seems to be our outpost.  We should be able to do 3-4 trips a week.  Why Canton I have no clue but at least it gets us in the area.  Sunday seems like a lifetime away for those folks up there but I have to assume there is a method to the madness.  Items that were requested

• Cleaning supplies
• Food staples
• Fuel for generators
• Shovels
• Work gloves
• Contractor trash bags

We hooked up with a local church and we are taking close to 3000 meals up there as well.  For who I havent a clue but seems like everyone is trying to do something which makes me really happy in 2024

This is great!  I would add water is the biggest need. Everyone is on a boil requirement and most don’t have power to do so. 

[mrcompletely11]

Just now, Panthers Fan 69 said:

This is great!  I would add water is the biggest need. Everyone is on a boil requirement and most don’t have power to do so. 

They said no water please as it adds to the weight.  I am assuming this will be air lifted in.   Which kindof sucks as one of our truck is 2/3 full of bottle water

[CamWhoaaCam]

1 hour ago, CRA said:

Did you watch that 60 minutes episode last night?   It was story of last's year hurricane and what the insurance companies did then.   

Moral of the story was basically they intentional fug everyone with a major disaster.....because the math says most people will roll over and take it. 

People who live near the coast don't seem to have that problem. I'm thinking it's more to do with your location. Nobody is expecting Western NC to get hit with the flood of the century. People on the coast are generally in greater danger of floods which is why they generally have no issues with replacing things they loss.

 

 

[strato]

1 hour ago, CamWhoaaCam said:

People who live near the coast don't seem to have that problem. I'm thinking it's more to do with your location. Nobody is expecting Western NC to get hit with the flood of the century. People on the coast are generally in greater danger of floods which is why they generally have no issues with replacing things they loss.

 

 

Don't know about that. They have all kinds of loopholes. I can underhand throw a bottle or something into the marsh where am, front row. 

If the saltwater didn't ingress, but the wind blew the roof off let's say, or part of it and the rain ruins everything inside, flood people ain't paying.

That includes any damage to the stairs, gutters, outside compressor Heat/AC. I got to beg to FEMA then.

Edited September 30, 2024 by strato

[CamWhoaaCam]

11 minutes ago, strato said:

Don't know about that. They have all kinds of loopholes. I can underhand throw a bottle or something into the marsh where am, front row. 

If the saltwater didn't ingress, but the wind blew the roof off let's say, or part of it and the rain ruins everything inside, flood people ain't paying.

That includes any damage to the stairs, gutters, outside compressor Heat/AC. I got to beg to FEMA then.

Oh I'm sure there are loopholes in just talking mainly home damage. The minor home damage stuff can get tricky.

[strato]

6 minutes ago, CamWhoaaCam said:

Oh I'm sure there are loopholes in just talking mainly home damage. The minor home damage stuff can get tricky.

Just saying we don't get special treatment on the coast.

What we have to pay for insurance would back that up. 35 years of all that stuff, in a high risk flood zone since this place went up. 

What's happened to those people up there is horrible. They have a hard road for a while.

Edited September 30, 2024 by strato

[jayboogieman]

Quote

Message from Watauga County Emergency Services – Monday Sept 30, 2024

 

Quote

WATER:

– The Town of Boone has officially lifted its Boil Water Advisory as of 2:30 p.m. today, Sept. 30.

– A water distribution center has been set up at Watauga High School. It will be open daily from 8 a.m. to 6 p.m.

Much more here

[pamlicopanther]

Man, haven't even thought of the insurance implications of this event.  I live 2 counties off the coast and we pay hellacious insurance premiums.  Every couple of years they propose more outrageous rate hikes.  The further you go inland the rates and hides are way less.  Another reason I have been seriously considering  moving away from the coast.

 

I guess the insurance folks never anticipated this sort of event farther inland.

 

I am assuming insurance rates are much less in western NC but feel free to correct me as I do not know that to be the truth.

[LinvilleGorge]

4 hours ago, Panthers Fan 69 said:

We just got to Marion and Old Fort. It’s worse than the TV says.  Like 100X worse. Talked with my buddy that is in the National Guard up here and they are finding “bodies” daily.  They will be digging out bodies for weeks.  

Ugh. That sucks bad but I'm not surprised.