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Past Time to do some Investing..ILM huddlers heyoo

Kurb

By Kurb,
in Huddle Lounge

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thefuzz Mentor

thefuzz

Posted
Posted

Long term, short term?

 

I try to keep it simple.  Set up an account and don't be a "day trader".  Buy good stuff, and let it sit.

 

That said, I think that the market is over bought right now, and I am not investing in anything other than rock solid stocks.

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Happy Panther Grand Master

Happy Panther

Posted
Posted

I have the means and opportunity to start building some investments/stocks etc.

Few questions.

Do I need a person to do this for me?

Do you have a recommendation?

Suggested reading?

 

Your key now is getting a diversified portfolio. Big cap, small cap, international, some bond, real estate, precious metals, commodities, dividend stocks. The only work you have to do is investigate the funds you want (your online broker should make this easy) and not putting too much in one bucket.

 

There are tons of books on building a diversified portfolio and they all pretty much say the same thing.

 

This is easy to do on your own and you can't really screw anything up too badly.

 

I think where you want to get a guy is for the niche markets. My uncle for example invests primarily is small regional banks. Once I am happy with my portfolio I will give him some money to invest because he has me beat for sure on knowlege of that industry.

 

If you play individual stocks keep it simple and read a lot. 

 

I have invested in NLY and Oil over the past two years as far as individual stocks and that is plenty.

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TheRumGone Grand Master

TheRumGone

Posted
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My father is a broker, but i hardly pay attention to him when he talks about it. Last time i did a couple months ago he just said he had people buy stock in utilities because they were the safest. He also said Garmin is a good company he had people invest in.  You need to feel comfortable with your broker though, some people will just put you in stuff that makes them more money, but isn't necessarily the best for you. But i hardly know anything about these things so...

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Kurb Newbie

Kurb

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Posted

Your key now is getting a diversified portfolio. Big cap, small cap, international, some bond, real estate, precious metals, commodities, dividend stocks. The only work you have to do is investigate the funds you want (your online broker should make this easy) and not putting too much in one bucket.

 

There are tons of books on building a diversified portfolio and they all pretty much say the same thing.

 

This is easy to do on your own and you can't really screw anything up too badly.

 

I think where you want to get a guy is for the niche markets. My uncle for example invests primarily is small regional banks. Once I am happy with my portfolio I will give him some money to invest because he has me beat for sure on knowlege of that industry.

 

If you play individual stocks keep it simple and read a lot. 

 

I have invested in NLY and Oil over the past two years as far as individual stocks and that is plenty.

 

My biggest issue, as it was a limiting factor in the past but less so now, is the amount I have to throw into it every month. I have State pension plan going, but I hope to be leaving that in the next 2 years. So I figure if I can start something small now I will have a base to add to.

 

Does that make sense ?

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Kurb Newbie

Kurb

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Posted

Long term, short term?

 

I try to keep it simple.  Set up an account and don't be a "day trader".  Buy good stuff, and let it sit.

 

That said, I think that the market is over bought right now, and I am not investing in anything other than rock solid stocks.

 

Account where?

Like eTrade or some such?

 

 

Long/short/cheyeah

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Happy Panther Grand Master

Happy Panther

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Posted

My biggest issue, as it was a limiting factor in the past but less so now, is the amount I have to throw into it every month. I have State pension plan going, but I hope to be leaving that in the next 2 years. So I figure if I can start something small now I will have a base to add to.

 

Does that make sense ?

 

Sure. With trading fees so low you can put a little away each month.

 

I would put a few months of living expenses in a low risk fund as your emergency cash if you haven't already. When you are happy with that you can branch out. Maybe start with a blue chip fund and go from there.

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Kurb Newbie

Kurb

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Humble brag///->>> My little brokeass household will have one debt (House) left here shortly.

 

and the House will be paid off well ahead of schedule.

 

/flex

 

 

Such is what caused this thread.

Make money work for you, etc etc

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