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fitty76

By fitty76,
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fitty76 Apprentice

fitty76

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On 3/1/2022 at 10:18 AM, thefuzz said:

What do you do, and what are you qualified to do in the mortgage industry.

Where do you live and where do you want to live.

I've work in the mortgage industry as a loan processor.  I wanted to transition to an underwriter before they layoff.  I live in Charlotte.  I've worked remotely for 2 years.  

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toldozer Veteran

toldozer

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23 hours ago, fitty76 said:

I've work in the mortgage industry as a loan processor.  I wanted to transition to an underwriter before they layoff.  I live in Charlotte.  I've worked remotely for 2 years.  

Same thing Happened to a buddy of mine working for freedom (i believe). they shut down an entire office that was working from home. Refis have dried up and a lot of people are getting let go. He did find another job in about a week though

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thefuzz Mentor

thefuzz

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On 3/2/2022 at 12:27 PM, fitty76 said:

I've work in the mortgage industry as a loan processor.  I wanted to transition to an underwriter before they layoff.  I live in Charlotte.  I've worked remotely for 2 years.  

Can you do mortgages?  If not, how long would it take you to learn or get the cert?

If you can write mortgages, you need to be in Wilmington or at least be "out of Wilmington".  TONS of new construction...TONS.

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fitty76 Apprentice

fitty76

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28 minutes ago, toldozer said:

Same thing Happened to a buddy of mine working for freedom (i believe). they shut down an entire office that was working from home. Refis have dried up and a lot of people are getting let go. He did find another job in about a week though

yeah, I probably know him.  We used to be Roundpoint.  But we merged with Freedom last year.  I'm sending out applications like crazy.  Calling every old boss I had.  

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fitty76 Apprentice

fitty76

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9 minutes ago, thefuzz said:

Can you do mortgages?  If not, how long would it take you to learn or get the cert?

If you can write mortgages, you need to be in Wilmington or at least be "out of Wilmington".  TONS of new construction...TONS.

I can't leave Charlotte.  I have kids here.  

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toldozer Veteran

toldozer

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3 minutes ago, fitty76 said:

yeah, I probably know him.  We used to be Roundpoint.  But we merged with Freedom last year.  I'm sending out applications like crazy.  Calling every old boss I had.  

They hit the whole sc "office" on a zoom similar to what better did. Glad I'm not on that end of the real estate industry tbh

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Shocker Grand Master

Shocker

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Posted (edited)
8 hours ago, fitty76 said:

I can't leave Charlotte.  I have kids here.  

I understand the frustration but you absolutely can leave Charlotte.  It is not impossible and you know that.  It would be extremely hard.  However, don’t feel defeated.  All and I mean all options are open to you now.  Your frame of mind should move to opportunities.  Don’t limit your options.  

This includes switching fields all together.  What do you love doing?  Find something you like doing and you will be great.  Money only matters if you don’t have enough to satisfy yourself 

Edited by Shocker
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PanthersATL Grand Master

PanthersATL

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This can be a blessing in disguise -- there are lots and lots of opportunities out there that are with better organizations than the one you had.

use this as an chance to change/shift into a role that you're more interested in, a company that always interested you, or a way to stretch what your abilities are to something challenging and rewarding.

Update your LinkedIn (or, at the very least, utilize LinkedIn's job search feature to highlight opportunities that match what you're trying for), take the time to refresh/revise your resume to meet modern computer-scanning standards.  Feel free to reach out to a trusted advisor/mentor to have them review it for oddities.    You may need to have/maintain separate resumes for different types of roles

Keep a spreadsheet (or whatever) of every job you apply to, including the date, website, and full job posting/description.   Keep track of when you hear responses (either good or bad)

if you get an interview and are not considered, if it was a good conversation, feel free to ask a followup to find out what would have made you a more ideal candidate to be considered. Some may not respond, but those who do will usually have really good advice on things to focus on

Search out industry meetups or training classes for networking and education. 

Practice your "tell us about yourself" elevator pitch. you have 90 seconds to sum up what you're all about -- but don't just repeat your work experience; try to show a passion or calling for some aspect of the job.

Review the standard STAR responses, and have some generically available answers for those prepared in advance.  You don't want to be "um, ah...." during a call.   You may get some variations on the STAR items, but your prepared answers can usually be fitted in somehow

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toldozer Veteran

toldozer

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On 3/3/2022 at 1:18 PM, thefuzz said:

I meant get on with a big lender here and work from there.

Not sure if that's possible, but there is a LOT of money heading this way right now.

Let me get this straight.  You want him to leave the Charlotte market for Wilmington? 

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DaveThePanther2008 Grand Master

DaveThePanther2008

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Posted
On 2/28/2022 at 5:40 PM, fitty76 said:

Dickhead company laid me off last week.  No severance.  Not PTO payout.  40 hours of PTO gone.  

In May of 2019, I got un-expectantly released from a contracting job in Iraq.  Very painful and I lived off unemployment and my military retirement for 4 1/2 months.  I kept plugging and in September of 2019 I got one of the best overseas jobs one can get.  

My point is, be strong, be confident and remember God won't ever give you more than you can handle. Better times are coming. 

Good Luck 

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thefuzz Mentor

thefuzz

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Posted
On 3/4/2022 at 9:11 PM, toldozer said:

Let me get this straight.  You want him to leave the Charlotte market for Wilmington? 

No, he needs a job, I'm in that industry, was trying to see if I could help at all...not trying to get him to do anything.

I'm confused as to why they are laying folks off though, especially given this market...that said, if he only works on re-fi's that could be it.  If I were in the lending biz, I'd be working for a Guaranteed Rate, or something like that...eat what you kill type situation...I wouldn't want to be on hourly or a salary.

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fitty76 Apprentice

fitty76

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On 3/4/2022 at 10:02 AM, PanthersATL said:

This can be a blessing in disguise -- there are lots and lots of opportunities out there that are with better organizations than the one you had.

use this as an chance to change/shift into a role that you're more interested in, a company that always interested you, or a way to stretch what your abilities are to something challenging and rewarding.

Update your LinkedIn (or, at the very least, utilize LinkedIn's job search feature to highlight opportunities that match what you're trying for), take the time to refresh/revise your resume to meet modern computer-scanning standards.  Feel free to reach out to a trusted advisor/mentor to have them review it for oddities.    You may need to have/maintain separate resumes for different types of roles

Keep a spreadsheet (or whatever) of every job you apply to, including the date, website, and full job posting/description.   Keep track of when you hear responses (either good or bad)

if you get an interview and are not considered, if it was a good conversation, feel free to ask a followup to find out what would have made you a more ideal candidate to be considered. Some may not respond, but those who do will usually have really good advice on things to focus on

Search out industry meetups or training classes for networking and education. 

Practice your "tell us about yourself" elevator pitch. you have 90 seconds to sum up what you're all about -- but don't just repeat your work experience; try to show a passion or calling for some aspect of the job.

Review the standard STAR responses, and have some generically available answers for those prepared in advance.  You don't want to be "um, ah...." during a call.   You may get some variations on the STAR items, but your prepared answers can usually be fitted in somehow

Thank you for that!  I appreciate it.  

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