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By Davidson Deac II · Posted
I would say it depends on where they live and what they want to do when they retire. I think most of these folks saying you need a million are talking about living a relatively high end lifestyle. With a cruise or some other type of vacation every year and perhaps buying a new car every 4-6 years. If you don't need that, then SS, and a small 401k or pension is probably enough. My mom is living ok off of SS and a small pension she gets from my stepdad's employer. And that was after years of financial mismanagement, which saw them have a house with a mortgage and two other loans that used the house as collateral. Sold the house for enough to pay off all the debt with a little left over and they bought a small condo. Even with making payments on the condo, my mom still has enough to pay all the bills and save a little bit. One recommendation I do have for anyone reaching Medicare age. Look into signing up for a Medicare advantage plan. My mom signed up for it last year, and it is well worth it. -
By Panthers Fan 69 · Posted
Or…. Sign him and bet on our prospects like Morrow and Nikishin or How ever you spell his name. -
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